In a manner of speaking, you can consolidate private student loans held with a bank.
For example, if you took out a loan or line of credit from another institution but found that CIBC had a more competitive interest rate, you could apply for the Education Line of Credit to satisfy those debts.
We have a low credit score minimum, few industry restrictions and flexible underwriting.
Whether you are seeking a high LTV (loan-to-value) real estate or business purchase loan, unrestricted working capital or want to consolidate expensive merchant cash advances into one affordable monthly payment—we have the right financing for you.
The possibility of Student loan consolidation depends on the province or territory in which you live.
If you took out both federal and provincial loans, they will automatically consolidate if you live in: These provinces allow you to apply for both loans with one application, and after graduation, they consolidate the student loans via the Integrated Student Loans program. There are some provinces and territories that only offer one type of loan, either federal or provincial/territorial, so you'll only have one loan to repay anyway.
We offer full documentation stated income, no tax return loans—real estate can be held as an investment or occupied by the owner’s business.
Purchase, refinance and cash-out refinance programs are available nationwide and for most property types.
We know all of the extensive hard work that you have put forth to make sure that we got the best loan possible. Thank you for supporting our small business.”“We truly can not tell you enough how grateful we are for you taking a chance on us and saving our business.You have been nothing but honest and hard working and always going the extra mile--we will be forever grateful to you.”“You will never truly appreciate how grateful we are for you helping obtain our refinance and expansion loans. We thought you would like to know that we have doubled our sales in the past 2 years and we are experiencing increases monthly.We just wanted to say Thank You again and to let you know we will always remember who helped us get back on track.”SECC offers a variety of competitive financing options for the small business owner.refinance LTV) and up to 90% of the renovation budget (65% max. As a direct lender we’re able to close quickly, fund nationwide and in most markets (except AZ, ND, NV, OR, SD, VT).Apply below to receive your same day pre-approval, no upfront credit pull and Increase Your Capital Access and Commissions!If you needed more financial assistance, you may have explored provincial or territorial loans.